USA Service Finance, LLC

1104 Paris Road, Box 4

Mayfield, KY  42066

(270)274-3212 1104

support@usaservicefinance.com

www.usaservicefinance.com

USA Service Finance, LLC

POLICY CONCERNING CUSTOMER INFORMATION

USA Service Finance, LLC, is required by federal law to provide you with a copy of their Privacy Policy (the “Policy”) annually.  The following Policy applies to current and former individual clients of USA Service Finance.  This Policy is not applicable to partnerships, corporations, trusts or other non-individual clients or account holders.  Please note that this Policy may be amended at any time, and that you will be informed of any changes to this Policy as required by law.

USA SERVICE FINANCE PRESPECTS YOUR PRIVACY

USA Service Finance appreciates that you have provided your personal financial information and strive to maintain the privacy of such information.  This Policy describes, and is designed to help you understand, what non-public personal information USA Service Finance may collect about you, why USA Service Finance collects it, and when USA Service Finance may share it with others.  Throughout this Policy, the non-public information that personally identifies you or your accounts is referred to as “personal information”

1.  What Personal Information Does USA Service Finance Collect About You?

To serve you better and manage your account, it is important that USA Service Finance collects and maintains accurate information about you.  USA Service Finance obtains this information from applications and other forms you submit, from your dealings with USA Service Finance, and from third parties and other sources.

For example:  USA Service Finance collects information such as your name, address, e-mail address, and telephone/fax numbers through applications and other forms you may submit.  USA Service Finance may obtain information about account balances, your use of account(s) and the types of products and services you prefer to receive through your dealings and transactions with Universal and other sources.  USA Service Finance may collect background information from and through third-party vendors to verify representations you have made and to comply with various regulatory requirements.

2. When Does USA Service Finance Disclose Personal Information Collected About You?

To provide you with the products and services you request, to serve you better and to manage your account, USA Service Finance may disclose personal information collected about you to affiliated companies and to non-affiliated third parties as required or permitted by law.

a) Information USA Service Finance discloses to affiliated companies:

USA Service Finance does not disclose personal information collected about you to affiliated companies except to enable them to provide services on their behalf or as otherwise required or permitted by law.   b) Information USA Service Finance discloses to third parties:

USA Service Finance does not disclose personal information collected about you to non-affiliated third parties except to enable them to provide services on USA Service Finance’s behalf, to perform joint marketing agreements with other financial institutions, or as otherwise required or permitted by law.  For example, some instances where USA Service Finance may disclose information about you to non-affiliated third parties include:  for servicing and processing transactions, to protect against fraud, for institutional risk control or to respond to judicial process.  When USA Service Finance shares personal information with these third parties, they are required to limit their use of personal information to the particular purpose for which it was shared and they are not allowed to share personal information with others except to fulfill that limited purpose.

3. How Does USA Service Finance Protect the Security and Confidentiality of Personal Information Collected About You?

USA Service Finance and/or their service providers maintain physical, electronic, and procedural security measures to help safeguard the personal information collected about you.  USA Service Finance and their service providers have internal policies governing the proper handling of client information.  Third parties that provide support or marketing services on USA Service Finance’s behalf may also receive personal information, and they are required to adhere to confidentiality standards with respect to such information.

If you have any questions regarding this Policy or if you wish to opt out, please contact a USA Service Finance representative at:  (270) 247-3212.